It’s a simple savings plan that also protects your family. You save regularly over the years, and at the end, you get a lump sum (one-time payment): your savings plus bonuses that grow over time. If something unexpected happens, your loved ones still receive the guaranteed sum plus bonuses, so the future you were building for them stays secure.

Planning a big goal like buying a home, paying school fees, or starting a business
Wanting a structured and disciplined way to save
Seeking peace of mind knowing your family is covered

1. Full cover from day one
From your very first contribution, your family is protected. No waiting periods, the promised sum is guaranteed.

2. Flexible contributions
Life changes? You can reduce your monthly payment to KES. 2,000 and increase later. Stay in control.

3. Pay your way
Choose monthly, quarterly, or annual payments, whatever suits your lifestyle.

4. Add extra protection anytime
Boost your plan with low-cost add-ons:

Disability cover
Accidental death cover
Critical illness benefit
Funeral support

5. Take a break if needed
Pause contributions (re-date) and resume later without penalties.

6. Access your savings
After 3 years, borrow against your policy in emergencies.

7. Guaranteed payout at maturity
Receive your full savings plus all bonuses in one lump sum (one-time payment) — tax-free.

No stress. You can:

Take a break – pause and resume later
Pay less – temporarily lower your premiums
Automatic premium loan – after 3 years, missed payments can be covered by your policy value