- Accidental working faults or loose parts
- Foreign objects entering the machine
- Damage from centrifugal force
- Low water in boilers or pressure vessels
- Over-pressure or implosion
- Electrical issues like short-circuit or overload
- Design, material, or installation defects
- Faulty operation, human error, or negligence
- Storm damage
- Normal wear and tear, rust, corrosion, or gradual deterioration
- Damage from tests, intentional overloading, or extreme experimental use
- Fire, explosion, lightning, and related damage
- Natural disasters like floods, earthquakes, landslides, storms, or volcanic activity
- Theft or burglary
- Pre-existing faults known to the insured
- Damage that the manufacturer or supplier is already responsible for
- Consequential or indirect losses
- War, unrest, or similar events
- Terrorism
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