- Injury or death of family members, employees, or people working for you.
- Damage to your own property or property held by your staff.
- Claims from fire, explosions, pollution, or contamination.
- Losses from war, riots, strikes, invasions, or nuclear/radioactive events.
- Issues arising from products you supply or treatments you provide (covered separately under Products Liability).
- Damage from work you or your team carry out, including defective workmanship.
- Other exclusions may apply depending on your type of business.
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