Personal Accident Insurance | ICEA LION Group - Kenya - ICEA LION KENYA

Life happens when we least expect it. Our Personal Accident Insurance gives you financial support when accidents cause injury, disability, or even loss of life. It also helps cover medical bills directly related to the incident, so you're not left dealing with both pain and high costs.

Whether you're an individual or part of a group, such as a family, team, chama, or business, we have a plan that fits.

Accidental Death
A cash payout to your loved ones in the event of accidental death.
Permanent Disability
A lump sum payment if an accident leaves you permanently disabled.
Weekly Income
Temporary income support while you recover and can’t work (up to 104 weeks).
Medical Expenses
We reimburse you for accident-related medical bills, even dental and optical.
Emergency Evacuation
We’ll handle the cost of getting you to safety or urgent care.
Assistive Devices
Covers crutches, prosthetics, hearing aids, and more to support recovery.
Repatriation & Funeral Costs
We assist with the cost of returning remains and funeral arrangements if the worst happens.

We offer different plans depending on your needs, income, or pre-agreed cover limits. Choose what works best for you.

For Individuals – Flexible plans tailored to your lifestyle

For Groups – Ideal for families, SMEs, chamas, students & more

Student Cover – Great for pupils and college students (even during internships)

Looking for even more? Our Excelsior Personal Accident Cover gives you enhanced protection, including wheelchairs, extra dental/optical cover, and local evacuation.