Family Welfare Trust

Build a Safety Net for the Ones You Love

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Family Welfare Trust

It's designed to be a resilient financial safeguard for your loved ones, whatever the future may hold. The ICEA LION Family Welfare Trust helps you set aside funds for urgent family needs, whether it’s a sudden illness, a funeral expense, or support for a relative in crisis.
 You decide how the money should be used. We make sure it’s used that way, with care and clarity.

  • Emergency support, when it matters most
    Life happens. A Trust gives your family a cushion to fall back on, whether it’s a medical emergency, school fees, or travel for a burial.
  • You stay in control
    Set the rules for how the funds are used, who gets access, and under what conditions. Your instructions are documented clearly and followed exactly.
  • Avoid family disputes
    Clear planning helps prevent confusion, delays, and disagreements. Everyone knows what’s expected and who is responsible.
  • No court processes
    Unlike a will, a Trust doesn’t need to go through the courts. That means faster access to funds when time is of the essence.
  • Professionally managed
    Our team offers expert guidance when setting up your Trust. We also work with licensed fund managers to grow your fund responsibly.
  • Low cost, lasting value
    There’s no joining fee or minimum amount to start, just a transparent 1% annual service fee on the value of your Trust.
  • Protection from debt claims
    Funds in the Trust are legally protected from creditors, giving your family the security they deserve.
  • Tax benefits available
    If your Trust supports a charitable cause, you may qualify for a tax exemption.

You can include almost any asset with value:

  • Cash savings and fixed deposits
  • Retirement benefits
  • Bank accounts
  • Life or medical insurance pay-outs
  • Company shares—public or private
  • Property: land, homes, or rentals
  • Unit Trusts or mutual funds

If it’s important to your family’s future, it belongs in your Trust.

You can allocate funds for a wide range of real-life needs:

  • Emergency healthcare for extended family
  • Funeral and burial costs
  • Urgent travel or relocation support
  • School fees or one-off education needs
  • Food, shelter, and medical care for dependents
  • Any other support aligned with your Trust rules
  1. Set Up Your Trust
    We help you draft a Trust Deed that clearly outlines your wishes and how the fund should operate.
  2. Appoint Trustees
    You choose who manages the Trust; individuals or professionals (like ICEA LION Trust Company).
  3. Fund the Trust
    You can contribute a lump sum or make deposits over time. Flexibility is built in.
  4. Grow the Fund
    We invest your money through trusted fund managers with a strong performance history.
  5. Use Funds When Needed
    Your appointed Trustees release money when urgent needs arise—based on your instructions.

The Family Welfare Trust is ideal for:

  • Individuals who support extended family and want a long-term plan
  • Parents who want to reduce future stress or family disputes
  • Breadwinners with financial dependents outside the nuclear family
  • Families navigating cultural or community obligations that require pooled resources

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Renew Policy Contact Us +254 719 071 999

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