ICEA LION Value Added Term Assurance helps you protect your loved ones while saving for a set period. If the unexpected happens, your beneficiaries receive the full Sum Assured. If you complete your term alive, you get back all your premium contributions. We also offer Level Term Assurance, which provides a higher payout but does not refund premiums if you outlive the term.

Immediate Protection:
From the moment your policy is active, your beneficiaries are covered. In case of your passing, they receive the full Sum Assured immediately. Note that if your first year’s premium is not fully paid, a proportional deduction will be made from the final payout.

Affordable & Flexible:
Struggling to pay? Reduce premiums to as low as KES 2,000 and adjust later. Choose monthly, quarterly, or annual payments that suit your lifestyle.

Contribution Break (Re-Dating):
Pause your policy if needed and restart later without extra fees. You can do this once per policy term.

Tax-Free Benefits:
Your Sum Assured is paid tax-free when your policy matures. If employed, notify your HR to enjoy 15% monthly tax relief. Self-employed? Claim it via the Kenya Revenue Authority (KRA).

Protect Your Loved Ones’ Future:
Ensure your family maintains the lifestyle you envision. For extra protection, consider estate planning or setting up a trust, like our ICEA LION Milele Trust.